401k

Would You Like $100 Today, or $110 Tomorrow?

This post Would You Like $100 Today, or $110 Tomorrow? appeared first on Daily Reckoning.

Your 401(k) can be a tempting asset during hardships. Before you delve into your retirement savings, there are a few things you need to consider.

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Uncle Sam is Coming For Your IRA

This post Uncle Sam is Coming For Your IRA appeared first on Daily Reckoning.

One of the advantages of 401(k)s and traditional IRAs is tax deferral. But eventually Uncle Sam will come calling for you. RMDs can be a real hassle and take a significant chunk of your hard earned funds, but there are ways to limit the impact of RMDs without arousing the ire of the IRS.

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How to Avoid Shipwrecking Your Retirement

This post How to Avoid Shipwrecking Your Retirement appeared first on Daily Reckoning.

You’ve worked incrediblyhard in order to save up to retire, but there are pitfalls and expenses that if unaccounted for can shipwreck your retirement and leave you in a financial bind. I’ll share the most common issues you may encounter and how to avoid them.

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Are You Ready for Another Recession

This post Are You Ready for Another Recession appeared first on Daily Reckoning.

Between the ongoing trade war with China, an inverted yield curve, and the Federal Reserve lowering short-term borrowing costs, investors are starting to talk about a recession. Unfortunately, there isn’t anything you can personally do to stop a recession, so if one does come you need to make sure your money doesn’t disappear.

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Thinking About Retiring? Here’s How Much You’ll Really Need…

This post Thinking About Retiring? Here’s How Much You’ll Really Need… appeared first on Daily Reckoning.

One million dollars has long been the benchmark for how much retirees need to have saved for a comfortable retirement. But how accurate is that number really?

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