How Governments and Banks Track Your Every Move

Nilus Mattive

By Nilus Mattive

This post How Governments and Banks Track Your Every Move appeared first on Daily Reckoning.

It sounds like a bad science fiction movie.

Somewhere, in the near future, all citizens will be stamped with unique 12-digit numbers.

The numbers, assigned by the government and major financial powers, are for the sole purpose of tracking the citizens like bar-coded products.

Throughout their lives, new information is entered into a universal database that hooks into these numbers – giving the ruling class new information that is used to judge each individual person’s merits.

If they like your numbers, they will give you money or status.

In other instances, they might use this information to deny people jobs or even housing.

Sound crazy?

Well, it’s happening right now.

In fact, 12 little digits affect nearly every aspect of your life.

Essentially the 12 digits are your Social Security number plus the three-digit credit score assigned to you by FICO.

Together, they’re a unique numeric picture of your entire life — a string of numbers that not only allows government agents, banks, hospitals and others to track you but that also allows them to make decisions that directly impact your finances.

Think about it for a moment and you’ll see what I mean.

For example, your Social Security number not only gives people in power an easy way to cross-reference all your personal information and activities; your Social Security number also predetermined that as much as 15.3% of your lifetime earnings would go directly to Washington to be redistributed as they see fit!

I’m not talking about regular Federal income taxes, which will undoubtedly suck up another 20% or 30% of your earnings…

Or all the additional taxes you are likely paying to various states and local governments on your earnings and real estate…

Or even the sales taxes being levied on your everyday purchases.

No, the reality is that before you even see ANY of your income … 12.4% of your first $128,400 in earnings has been earmarked for the Social Security program and another 2.9% of every dollar you earn goes toward our ailing Medicare system (plus an extra 0.9% for anyone earning more than $200,000).

What’s worse, I believe these rates — which have already risen more than SIXFOLD in eight decades — are inevitably going to continue going UP from here.

Obviously, your Social Security number is also what allows you to collect money back OUT of the system, too.

But as you have probably heard me say before, the program’s finances remain shaky and lawmakers are probably going to have to make changes on the benefit side, too.

This is why I continue to advocate using every possible technique for legally maximizing your own family’s Social Security benefits now and in the future.

Meanwhile, your FICO score — the three-digit credit measure issued by the company formerly known as Fair, Isaac and Company — continually changes based on how much money you spend, when you pay your bills, plus many of your other activities.

And while most Americans understand that their FICO score can affect their ability to …read more

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