{"id":1149342,"date":"2019-11-12T12:19:39","date_gmt":"2019-11-12T18:19:39","guid":{"rendered":"https:\/\/dailyreckoning.com\/?p=108299"},"modified":"2019-11-12T12:19:39","modified_gmt":"2019-11-12T18:19:39","slug":"9-of-the-best-retirement-locations-in-the-us","status":"publish","type":"post","link":"https:\/\/juniorminingnews.com\/?p=1149342","title":{"rendered":"9 of the Best Retirement Locations in the US"},"content":{"rendered":"<p>This post <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/9-of-the-best-retirement-locations-in-the-us\/\">9 of the Best Retirement Locations in the US<\/a> appeared first on <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/\">Daily Reckoning<\/a>.<\/p>\n<p>Dear <em>Rich Lifer<\/em>,<\/p>\n<p><!--text--><\/p>\n<p>When it comes to retirement destinations, you can find an endless number of lists ranking the best and worst spots to live out your golden years.<\/p>\n<p>My take is it really depends on how you want your retirement to look.<\/p>\n<p>Of course, you want to stretch your dollar as far as it will go, but you\u2019re also not going to do it at the expense of losing friends and family.<\/p>\n<p>A survey by <em>Merrill Lynch and Age Wave<\/em>, found that the top reason people move in retirement is to be closer to family.<\/p>\n<p>So, if your kids and grandkids are living in Michigan and you have your eyes set on sunny Florida, you might not be renting that U-Haul so fast.<\/p>\n<p>That said there are some key factors to consider when choosing where to live in retirement.<\/p>\n<p>Two of the most common factors you should consider are cost of living and quality of life. Other factors to be weighed are:<\/p>\n<ul>\n<li>Housing costs<\/li>\n<li>Tax rates<\/li>\n<li>Health care<\/li>\n<li>Climate<\/li>\n<li>Overall happiness of residents<\/li>\n<\/ul>\n<p>As I said, the best place to retire will ultimately depend on the retiree but here are my top 9 destinations in the US.<\/p>\n<p>Most of the cities on this list have a moderate to low cost of living, and all are located in states that exempt all or a portion of retirement income from taxes, with the exception of one.<\/p>\n<h3 class=\"subhead\"><strong>Bella Vista, AR<\/strong><\/h3>\n<p>Located in the northwest corner of Arkansas, 200 miles south of Kansas City, Bella Vista is a scenic town in the Ozarks.<\/p>\n<p>The median home price is $171,000, 31% below the national median. Cost of living is 4% below the national average.<\/p>\n<p><strong>Pros:<\/strong> Good air quality, warm climate. Many lakes. Low crime rate. Good economy. Adequate doctors per capita. No state income tax on Social Security and up to $6,000 of other retirement income per person. No state estate or inheritance tax.<\/p>\n<p><strong>Cons:<\/strong> Not very walkable.<\/p>\n<h3 class=\"subhead\"><strong>Delray Beach, FL<\/strong><\/h3>\n<p>Delray Beach is a beach town with a population of 69,000, just north of Fort Lauderdale. Median home price is $205,000, 18% below the national median. Cost of living is 10% above the national average.<\/p>\n<p><strong>Pros:<\/strong> Abundant doctors per capita. Good air quality. Walkable and bikeable for the most part. Good economy. No state income or estate\/inheritance tax.<\/p>\n<p><strong>Cons: <\/strong>Serious crime rate above the national average.<\/p>\n<h3 class=\"subhead\"><strong>Clearwater, FL<\/strong><\/h3>\n<p>Population 116,000 and wedged between the Gulf of Mexico and Tampa Bay, the sun is always shining in Clearwater. Median home price $211,000, 15% below the national median. Cost of living is 5% above the national average.<\/p>\n<p><strong>Pros:<\/strong> Good air quality. High number of doctors per capita. Highly bikeable, somewhat walkable. Strong economy. No state income tax or estate\/inheritance tax.<\/p>\n<p><strong>Cons: <\/strong>Serious crime rate somewhat above the national average.<\/p>\n<h3 class=\"subhead\"><strong>Pittsburgh, PA<\/strong><\/h3>\n<p>Home of Carnegie Mellon University, University of Pittsburgh, Duquesne University, and Chatham University, Pittsburgh is clustered around three major rivers. The population is 303,000.<\/p>\n<p>Median home price is $151,000, 39% below the national median. Cost of living is 6% below the national average.<\/p>\n<p><strong>Pros:<\/strong> High number of doctors per capita. Great for biking and walking. Strong volunteer community. Good economy. No state income tax on Social Security or most retirement income.<\/p>\n<p><strong>Cons: <\/strong>Cold winters. Poor air quality. Serious crime rate above the national average.<\/p>\n<h3 class=\"subhead\"><strong>Rochester, NY<\/strong><\/h3>\n<p>Home of the world-famous Mayo Clinic, with a population of 116,000 people, Rochester is about 85 miles southeast of Minneapolis.<\/p>\n<p>Median home price is $221,000, 11% below the national median. Cost of living is 2% below the national average.<\/p>\n<p>Pros: High ratio of doctors per capita. Good air quality. Low serious crime rate. Good economy. Very bikeable.<\/p>\n<p>Cons: Cold winters. Not very walkable. State estate tax. State income tax imposed on all Social Security earnings and pension income.<\/p>\n<h3 class=\"subhead\"><strong>Lawrence, KS<\/strong><\/h3>\n<p>Lawrence is a college town, home of the University of Kansas and it has a population of 97,000 people. Median home price is $208,000, 17% below the national average. Cost of living is at the national average.<\/p>\n<p><strong>Pros:<\/strong> High rank on Milken Institute list of best cities for successful aging, adequate physicians per capita. Strong economy. Low crime rate. Good air quality. Very bikeable, somewhat walkable.<\/p>\n<p><strong>Cons:<\/strong> Cold winters, state income tax on Social Security earnings.<\/p>\n<h3 class=\"subhead\"><strong>San Antonio, TX<\/strong><\/h3>\n<p>Located in the south of Texas, San Antonio has a population of 1.5 million. Median home price is $176,000, 29% below the national median. And cost of living is 3% below the national average.<\/p>\n<p><strong>Pros:<\/strong> Good ratio of doctors per capita. Good air quality. Warm climate. Good economy. No state income tax, no state estate\/inheritance tax. Somewhat bikeable. Big cultural scene.<\/p>\n<p><strong>Cons:<\/strong> Serious crime rate above the national average. Not easily walkable.<\/p>\n<h3 class=\"subhead\"><strong>Palm Bay, FL<\/strong><\/h3>\n<p>Population 114,000, Palm Bay is located 75 miles southeast of Orlando. The median home price is $178,000, 29% below the national median. Cost of living is 3% below the national average.<\/p>\n<p><strong>Pros: <\/strong>Sunshine. Good air quality. Ratio of doctors per capita above the national average. Good economy. No state income or state estate\/inheritance tax.<\/p>\n<p><strong>Cons:<\/strong> Serious crime rate somewhat above the national average. Not easily walkable.<\/p>\n<h3 class=\"subhead\"><strong>Savannah, GA<\/strong><\/h3>\n<p>Savannah has a population of 146,000, it\u2019s located 30 miles inland from the Atlantic Ocean and is a beautiful river city. The median home price is $135,000, 46% below the national average. Cost of living is 12% below the national average.<\/p>\n<p><strong>Pros: <\/strong>Mild winters. Good air quality. Enough physicians per capita. Good for walking and biking. Social Security plus up to $65,000 per person of retirement income exempt from state income tax. No state estate\/inheritance tax.<\/p>\n<p><strong>Cons:<\/strong> Serious crime rate slightly above the national average. Flat economy.<\/p>\n<p>There is a lot to consider when you are looking for a place to settle down.<\/p>\n<p>Your family, finances, and personal taste will play a huge role in your decision, but it\u2019s important to know what your options are.<\/p>\n<p>If you are able, visiting some of these locations may be a good excuse for a vacation so you can \u201ctest retire\u201d there for a week or two.<\/p>\n<p>There is no \u201ccookie cutter\u201d answer. Just make sure wherever you find yourself, it\u2019s a place you want to see yourself for some time to come.<\/p>\n<p><!--signoff --><\/p>\n<p>To a richer life,<\/p>\n<p><img decoding=\"async\" class=\"align-none\" src=\"https:\/\/duip7hn7nchpo.cloudfront.net\/signature-nilus-mattive.png\" alt=\"Nilus Mattive\" \/><\/p>\n<p>Nilus Mattive<\/p>\n<p>The post <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/9-of-the-best-retirement-locations-in-the-us\/\">9 of the Best Retirement Locations in the US<\/a> appeared first on <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/\">Daily Reckoning<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This post <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/9-of-the-best-retirement-locations-in-the-us\/\">9 of the Best Retirement Locations in the US<\/a> appeared first on <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/\">Daily Reckoning<\/a>.<\/p>\n<p>There are a lot of opinions out there about the best places to retire, here are my top 9 locations that smart retirees should be thinking about. <\/p>\n<p>The post <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/9-of-the-best-retirement-locations-in-the-us\/\">9 of the Best Retirement Locations in the US<\/a> appeared first on <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/\">Daily Reckoning<\/a>.<\/p>\n","protected":false},"author":55,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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