{"id":1109361,"date":"2019-04-05T13:50:04","date_gmt":"2019-04-05T13:50:04","guid":{"rendered":"https:\/\/dailyreckoning.com\/?p=107091"},"modified":"2019-04-05T13:50:04","modified_gmt":"2019-04-05T13:50:04","slug":"what-to-look-for-before-you-make-this-purchase","status":"publish","type":"post","link":"https:\/\/juniorminingnews.com\/?p=1109361","title":{"rendered":"What to \u201cLook\u201d for Before You Make This Purchase"},"content":{"rendered":"<p>This post <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/what-to-look-for-before-you-make-this-purchase\/\">What to \u201cLook\u201d for Before You Make This Purchase<\/a> appeared first on <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/\">Daily Reckoning<\/a>.<\/p>\n<p class=\"p1\"><span class=\"s1\">If you\u2019re reading this there\u2019s a good chance you\u2019re either wearing glasses, contact lenses or some combination. <\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">According to the Vision Council of America, approximately 75% of adults use some sort of vision correction. About 64% of them wear eyeglasses, and about 11% wear contact lenses, either exclusively, or with glasses. Over half of all women and about 42% of men wear glasses.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">I bring this topic up because I know it affects a lot of you. Consumer Reports says the average retail price for buying a new pair of glasses now is $220-$240. That can be an expensive visit to your optometrist\u2019s office if you don\u2019t have insurance.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">The good new is you don\u2019t have to spend that much, especially not if you only need single-vision lenses. Something I\u2019ve seen a lot of my friends and family do over the years that\u2019s saved them big is buy glasses online. <\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">If you\u2019re hesitant to buy prescription eyewear online, let me dispel some of the myths about the process and lay out exactly what you need to know. <\/span><\/p>\n<h2 class=\"p3\"><span class=\"s1\"><b>Don\u2019t Let the Bad Apples Ruin the Bunch<\/b><\/span><\/h2>\n<p class=\"p1\"><span class=\"s1\">In 2017, <i>The New York Times<\/i> ran a story about a man named Vitaly Borker who ran several cheap online eyeglasses sites including DecorMyEye and OpticsFast. <\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">As far back as 2010, customers of DecorMyEye said they were shipped cheap counterfeits in place of the designer eyeglasses they believed they had purchased. Borker eventually was caught and it landed him four years in jail. <\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">But this story sent a lot of people running for the hills. Don\u2019t let this one bad apple or other tales ruin the savings you could be enjoying. In fact, if you stick to the list of trusted retailers I have below, you\u2019ll be fine. <\/span><\/p>\n<p class=\"p1\"><span class=\"s1\"><b><i>\u201cHow much do I actually save?\u201d<\/i><\/b><\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">If you\u2019re going to buy your glasses online, you\u2019ll pay one-fourth to one-sixth the usual price with the online sellers versus the traditional retailers. ZenniOptical.com prices start at around $7 for lenses and frames and $5 for shipping. That\u2019s just about the cheapest price out there. <\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">However, what you save in material costs buying direct from China, you lose in customer service apparently. Some Zenni customers have complained the lack of customer support from the online retailer. <\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">In addition to Zenni, there are several other sellers of complete prescription eyeglasses for under $20. (If you wear bifocals or progressives, you can run that bill up to $40.) EyeBuyDirect.com and GlassesShop.com are both good cheap options as well. <\/span><\/p>\n<h2 class=\"p3\"><span class=\"s1\"><b>What You Need Before Buying Your Glasses Online<\/b><\/span><\/h2>\n<p class=\"p1\"><span class=\"s1\">You still need a prescription if you\u2019re shopping online, typically your RX should be no more than one year old. The eye exam fee could end up being the bulk of your glasses cost, so it pays to shop around. <\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">First, check your health insurance policy to see if eye exams are covered. Even if you don\u2019t have insurance coverage, you should be able to get an eye exam for around $100. (Note: if you\u2019re buying contacts as well as glasses, your exam will cost a little more.) <\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Here are few retailers that have reasonably priced eye exams: <\/span><\/p>\n<ul class=\"ul1\">\n<li class=\"li1\"><span class=\"s1\">Costco Optical<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">LensCrafters<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Pearle Vision<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Target Optical<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Visionworks<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Walmart Vision Centers<\/span><\/li>\n<\/ul>\n<p class=\"p1\"><span class=\"s1\">Also, your doctor is legally required to give you a copy of your prescription after your exam. <b>One measurement you must have on your script is your pupillary distance (PD), make sure it\u2019s there and if it\u2019s not ask your doctor to add it.<\/b> <\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">The FTC\u2019s Eyeglass and Contact Lens Rules lays out certain rights and obligations eye doctors have to their customers. Regarding giving out PDs, the rules say the following:<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u201cMany doctors don\u2019t charge for the pupillary distance measurement. If your doctor charges for it, some online sellers will refund the cost.\u201d<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">If you don\u2019t want to risk paying out of pocket for your PD and not getting reimbursed in the end, check out <strong><a href=\"https:\/\/www.goggles4u.co.uk\/measuring-pupil-distance\"><span class=\"s3\">Goggles4u\u2019s DIY guide to calculating your pupillary distance.<\/span><\/a><\/strong><\/span><\/p>\n<h2 class=\"p3\"><span class=\"s1\"><b>Know Your Frame Measurements<\/b><\/span><\/h2>\n<p class=\"p1\"><span class=\"s1\">Choosing the right frames involves more than just picking a style you like \u2014 you need to find frames that fit your face. The three measurements to know are: lens width, bridge width (the width across your nose), and temple arm length (the length of the arms).<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">If you own a pair of glasses that fit, start by checking their size. Measurements are usually written inside the frame, listed left to right (lens width, bridge width, temple arm length). You&#8217;ll find them printed inside the temple arms or the nose bridge. <\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Online retailer Warby Parker will actually mail you frames to try on before you buy. And wherever you buy, check their return policy so you know what your options are if your frames don\u2019t fit. <\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Most sites don&#8217;t offer full refunds on returned eyewear with prescription lenses. For example, FramesDirect.com deducts 50% of the lens price from the refund amount for returns within 30 days of purchase. ZenniOptical.com offers a 50% refund or a 100% store credit on all eyewear returned within 30 days of the delivery date. Eyeglasses.com provides a 50% refund on returned lenses.<\/span><\/p>\n<h2 class=\"p3\"><span class=\"s1\"><b>The Best Places to Buy Cheap Glasses<\/b><\/span><\/h2>\n<p class=\"p1\"><span class=\"s1\">According to Consumer Reports, these are the top 10 places \u2014 both physical and online \u2014 to buy eyeglasses:<\/span><\/p>\n<ol class=\"ol1\">\n<li class=\"li1\"><span class=\"s1\">Costco Optical<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Any independent eyeglass shop<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Warby Parker<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">A private doctor\u2019s office<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">ZenniOptical.com<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Kaiser Permanente<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Opticare Eye Health &amp; Vision Centers<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Eyebuydirect.com<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Sam\u2019s Club Optical<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Walmart Vision Center<br \/>\n<\/span><\/li>\n<\/ol>\n<p class=\"p1\"><span class=\"s1\">39dollarglasses.com is another great option online that came in 12th. <\/span><\/p>\n<h2 class=\"p3\"><span class=\"s1\"><b>Where Should You Avoid? <\/b><\/span><\/h2>\n<p class=\"p1\"><span class=\"s1\">Consumer Reports says the three worst places to shop include SVS Vision, America\u2019s Best Contacts &amp; Eyeglasses and GlassesUSA.com.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">If you still have cold feet after reading this then here\u2019s one final tip&#8230; <\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Consumer review expert, Clark Howard, who wears progressive lenses says: <\/span><\/p>\n<p class=\"p1\"><span class=\"s1\"><i>\u201cI recommend a safe harbor until you\u2019re comfortable. I want you to pay too much for your first pair buying them the traditional way to satisfy your fears. Then buy a second pair with a cheap online shop. Compare the two to see if the cheaper pair will work for you moving forward.\u201d<\/i><\/span><\/p>\n<p>To a richer life,<\/p>\n<p><img decoding=\"async\" class=\"align-none\" src=\"https:\/\/duip7hn7nchpo.cloudfront.net\/signature-nilus-mattive.png\" alt=\"Nilus Mattive\" \/><\/p>\n<p>\u2014 Nilus Mattive<br \/>\nEditor, <i>The Rich Life Roadmap<\/i><\/p>\n<p>The post <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/what-to-look-for-before-you-make-this-purchase\/\">What to \u201cLook\u201d for Before You Make This Purchase<\/a> appeared first on <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/\">Daily Reckoning<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This post <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/what-to-look-for-before-you-make-this-purchase\/\">What to &ldquo;Look&rdquo; for Before You Make This Purchase<\/a> appeared first on <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/\">Daily Reckoning<\/a>.<\/p>\n<p>If you&rsquo;re hesitant to buy prescription eyewear online, let me dispel some of the myths about the process and lay out exactly what you need to know.<\/p>\n<p>The post <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/what-to-look-for-before-you-make-this-purchase\/\">What to &ldquo;Look&rdquo; for Before You Make This Purchase<\/a> appeared first on <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/\">Daily Reckoning<\/a>.<\/p>\n","protected":false},"author":55,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[487,2203,366,740,657,854,2067,1311,923,2204],"tags":[],"_links":{"self":[{"href":"https:\/\/juniorminingnews.com\/index.php?rest_route=\/wp\/v2\/posts\/1109361"}],"collection":[{"href":"https:\/\/juniorminingnews.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/juniorminingnews.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/juniorminingnews.com\/index.php?rest_route=\/wp\/v2\/users\/55"}],"replies":[{"embeddable":true,"href":"https:\/\/juniorminingnews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1109361"}],"version-history":[{"count":1,"href":"https:\/\/juniorminingnews.com\/index.php?rest_route=\/wp\/v2\/posts\/1109361\/revisions"}],"predecessor-version":[{"id":1109362,"href":"https:\/\/juniorminingnews.com\/index.php?rest_route=\/wp\/v2\/posts\/1109361\/revisions\/1109362"}],"wp:attachment":[{"href":"https:\/\/juniorminingnews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1109361"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/juniorminingnews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1109361"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/juniorminingnews.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1109361"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}