{"id":1106663,"date":"2019-03-21T15:01:47","date_gmt":"2019-03-21T15:01:47","guid":{"rendered":"https:\/\/dailyreckoning.com\/?p=106987"},"modified":"2019-03-21T15:01:47","modified_gmt":"2019-03-21T15:01:47","slug":"enclosed-your-free-retirement-guide-for-beginners","status":"publish","type":"post","link":"https:\/\/juniorminingnews.com\/?p=1106663","title":{"rendered":"[Enclosed] Your FREE Retirement Guide for Beginners"},"content":{"rendered":"<p>This post <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/enclosed-your-free-retirement-guide-for-beginners\/\">[Enclosed] Your FREE Retirement Guide for Beginners<\/a> appeared first on <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/\">Daily Reckoning<\/a>.<\/p>\n<blockquote>\n<p class=\"centered\"><i>\u201cI haven\u2019t started my retirement nest egg yet, and I\u2019m worried about not having enough. How do I get started? Please help!\u201d<\/i><\/p>\n<\/blockquote>\n<p><img decoding=\"async\" src=\"https:\/\/duip7hn7nchpo.cloudfront.net\/editor-circle-beau-henderson.jpg\" alt=\"Beau Henderson\" align=\"left\" \/>I\u2019ve already gotten hundreds of replies from Monday\u2019s survey.<\/p>\n<p>And as they keep rolling in, I can\u2019t help but notice many of you facing the same questions about retirement.<\/p>\n<p>By far, the number one question I\u2019ve received is about investing for retirement.<\/p>\n<p>Over the years, I\u2019ve had countless clients come to me saying they haven\u2019t started their retirement nest egg yet.<\/p>\n<p>And that\u2019s because they don\u2019t know how to start!<\/p>\n<p>So today, I\u2019ve asked my colleague Zach Scheidt \u2014 editor of <i>Lifetime Income Report<\/i> and author of <i>The Big Book of Income<\/i> \u2014 to show you the first step to investing for a <i>Rich Retirement<\/i>.<\/p>\n<p>Let\u2019s get to it!<\/p>\n<hr \/>\n<h2 class=\"headline\"><b>Your Beginner\u2019s Guide to Investing for Retirement<\/b><\/h2>\n<p><img decoding=\"async\" class=\"alignleft\" src=\"https:\/\/duip7hn7nchpo.cloudfront.net\/editor-circle-zach-scheidt.jpg\" alt=\"Zach Scheidt\" align=\"left\" \/>When you hear terms like \u201cWall Street\u201d and \u201cinvesting,\u201d your mind may flash to visions of frenzied traders shouting and pointing some sort of foreign language at each other on the stock exchange floor.<\/p>\n<p>This is how Hollywood often portrays the profession.<\/p>\n<p>But today, very few trades are actually processed this way.<\/p>\n<p>That\u2019s because computers have replaced the need for these \u201cfloor traders,\u201d as they\u2019re called, and instead have opened up the world of investing to anyone with internet access.<\/p>\n<p>Online brokerage accounts are now the easiest option for investors to purchase stocks.<\/p>\n<p>Opening up one of these online brokerage accounts is as easy as opening up a new bank account.<\/p>\n<ul>\n<li>First you complete a short application.<\/li>\n<\/ul>\n<ul>\n<li>Next you provide proof of identity \u2014 usually by sending in a picture or fax of your driver\u2019s license and Social Security card (for tax purposes).<\/li>\n<\/ul>\n<ul>\n<li>And then you fund your account by either wire transfer or credit card.<\/li>\n<\/ul>\n<p>The process really is that easy. All that\u2019s left to do is figure out which investments to buy \u2014 but that\u2019s what we\u2019re here for!<\/p>\n<p>Here are a few of my favorite online brokerage firms\u2026<\/p>\n<h3 class=\"subhead\"><b>With So Many Brokers to Choose From\u2026 Here Are My Favorites<\/b><\/h3>\n<h4 class=\"small subhead no-bottom-padding\"><b><a href=\"https:\/\/www.schwab.com\/\"  rel=\"noopener\">Charles Schwab<\/a><\/b><\/h4>\n<p class=\"small subhead no-bottom-padding\">866-855-9102<\/p>\n<p>Schwab is one of the oldest and most widely used brokers around. The company charges you $4.95 for every trade but now no longer requires a minimum account balance to start trading. Schwab is not only among the cheapest of brokers, but they also have good customer service and some nice bells and whistles for reviewing the income in your account.<\/p>\n<p>You can <a href=\"https:\/\/www.schwab.com\/public\/schwab\/investing\/accounts_products\/accounts\"  rel=\"noopener\">click here<\/a> to be taken to Schwab\u2019s new account form.<\/p>\n<h4 class=\"small subhead no-bottom-padding\"><b><a href=\"https:\/\/us.etrade.com\/home\"  rel=\"noopener\">E-Trade<\/a><\/b><\/h4>\n<p>800-387-2331<\/p>\n<p>E-Trade is one of the best known brokers in the business because of their eye-catching advertisements. The company requires a minimum of $500 to open an account. And for most investors, E-Trade charges $6.95 for every trade. E-Trade\u2019s fees are a little higher than Schwab\u2019s but E-Trade also has a nice online platform with fancy reports to monitor your account.<\/p>\n<p>You can <a href=\"https:\/\/express.etrade.com\/oaa\/rtao\/accounts\"  rel=\"noopener\">click here<\/a> to be taken to E-Trade\u2019s new account form.<\/p>\n<h4 class=\"small subhead no-bottom-padding\"><b><a href=\"https:\/\/www.interactivebrokers.com\/en\/home.php\"  rel=\"noopener\">Interactive Brokers<\/a><\/b><\/h4>\n<p>877-442-2757<\/p>\n<p>Interactive Brokers (or IB) is a no-frills company that is a little light on customer service but has very low fees for trading. The company requires you to have $10,000 to open a regular brokerage account or $5,000 to open a retirement account. IB only charges $1.00 for a stock trade, or a penny a share if you\u2019re trading more than 100 shares, and also offers discounts if you\u2019re making large trades.<\/p>\n<p>If you\u2019re internet-savvy and an experienced online investor, IB is a great brokerage. If you think you might need a little more support with your account, I would use one of the other options.<\/p>\n<p>You can <a href=\"https:\/\/www.interactivebrokers.com\/en\/index.php?f=4695\"  rel=\"noopener\">click here<\/a> to be taken to Interactive Brokers\u2019 new account form.<\/p>\n<p>When you\u2019ve found a broker you like, look for an \u201cOpen Account\u201d button on the homescreen. (Or just use the links we\u2019ve provided.)<\/p>\n<p>The site will walk you through their procedures for opening an account, which as I explained earlier is very simple and should take on average just 15 minutes!<\/p>\n<p>I hope this quick rundown helps you out and finally puts you on track to make money in the markets.<\/p>\n<p>Here\u2019s to growing and protecting your wealth,<\/p>\n<p><img decoding=\"async\" class=\"align-none\" src=\"https:\/\/duip7hn7nchpo.cloudfront.net\/signature-zach-scheidt.jpg\" alt=\"Zach Scheidt\" \/><\/p>\n<p>Zach Scheidt<br \/>\nEditor, <em>Rich Retirement Letter<\/em><\/p>\n<p>The post <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/enclosed-your-free-retirement-guide-for-beginners\/\">[Enclosed] Your FREE Retirement Guide for Beginners<\/a> appeared first on <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/\">Daily Reckoning<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This post <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/enclosed-your-free-retirement-guide-for-beginners\/\">[Enclosed] Your FREE Retirement Guide for Beginners<\/a> appeared first on <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/\">Daily Reckoning<\/a>.<\/p>\n<p>Over the years, I&rsquo;ve had countless clients come to me saying they haven&rsquo;t started their retirement nest egg yet. And that&rsquo;s because they don&rsquo;t know how to start! So today, I&rsquo;ve asked my colleague Zach Scheidt to show you the first step to investing for a Rich Retirement.<\/p>\n<p>The post <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/enclosed-your-free-retirement-guide-for-beginners\/\">[Enclosed] Your FREE Retirement Guide for Beginners<\/a> appeared first on <a rel=\"nofollow\" href=\"https:\/\/dailyreckoning.com\/\">Daily Reckoning<\/a>.<\/p>\n","protected":false},"author":76,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[366,477],"tags":[],"_links":{"self":[{"href":"https:\/\/juniorminingnews.com\/index.php?rest_route=\/wp\/v2\/posts\/1106663"}],"collection":[{"href":"https:\/\/juniorminingnews.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/juniorminingnews.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/juniorminingnews.com\/index.php?rest_route=\/wp\/v2\/users\/76"}],"replies":[{"embeddable":true,"href":"https:\/\/juniorminingnews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1106663"}],"version-history":[{"count":2,"href":"https:\/\/juniorminingnews.com\/index.php?rest_route=\/wp\/v2\/posts\/1106663\/revisions"}],"predecessor-version":[{"id":1106862,"href":"https:\/\/juniorminingnews.com\/index.php?rest_route=\/wp\/v2\/posts\/1106663\/revisions\/1106862"}],"wp:attachment":[{"href":"https:\/\/juniorminingnews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1106663"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/juniorminingnews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1106663"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/juniorminingnews.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1106663"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}